Georgia law permits you to get two free copies of your report from each of the three main credit bureaus each year. Usually credit bureaus will get you a copy faster if you purchase one.
The easiest way to get free reports from all three bureaus is to visit https://www.annualcreditreport.com/ or call 1-877-322-8228. That service can only be used once per year. This site lets you order all three (Experian, Equifax and TransUnion at once). Warning: Do not fall for schemes that advertise on TV like "Freecreditreport.com." Those sites are not the real free site and you'll spend money you do not need to spend.
For Georgia residents to order a free report separately from each company:
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